We have all gone to a store to buy a specific item or items but ended up purchasing more items than what we’ve intended to? When we head into a store without a shopping list, we’re more likely to buy on impulse and excess. Impulse and excess buying, those unplanned decisions to buy items wanted and not needed, hurts your wallet and can delay your wealth-building plans. Purchases like these can bring on unnecessary debt, eventually hurting your credit and setting your goals back. One of the key benefits of drawing up a shopping list is to avoid overspending and prevent impulse buying by directing your focus on the stuff you really need. There are a variety of ways to create a shopping list. We like to keep it pretty simple and have it somewhere we can not forget about it or leave it behind. We all know we never…    read more 

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