“Sometimes the smallest step in the right direction ends up being the biggest step of your life. Tip-toe if you must, but take the step.” — Naeem Callaway Below is the layout/configuration for the optimizing finances worksheet. This covers the column ‘A’ of the sheet. The items within each category can be changed to fit your situation and obviously the amounts will need to be put in based on what you want to pay for that period. The periods can be changed as well. We offer 3 standard options a Weekly, Bi-Weekly, and Monthly pay schedule. If something else is desired we have options to have a custom worksheet set up. Across the bottom (tabs) you will see the different worksheets available each with their individual input requirements. This is the complete package with all the individual spreadsheets built in. This becomes the overall budget worksheet for ALL your finances…. read more