“You must gain control over your money or the lack of it will forever control you.” —Dave Ramsey The importance of keeping track of your spending can not be understated. This is step one to understanding how you need to manage your money, and for gaining control over your finances. The beginning is always the most daunting, tedious, intimidating, and intense but, you can decide how complex or simple you would like the process to be. Once you start down this path those feelings of uncertainty, doubt, and ability start to fade and you can start seeing evidence of your work. I can assure you it is worth it. Those seemingly small expenses can add up to serious overspending issues and budget complications. This is the main point and focus for the “Spending Tracker Challenge” tool. The aim of this is to find out where and when your spending is…    read more 

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